Hassle free Home Loans

Buying a new home can be a tricky business, even for the experienced home buyer. And if you’re a first home buyer, it can be downright daunting. Thankfully, Westlawn can offer you the support and contacts you need to make the process run smoothly from beginning to end.

Our arrangement with the Professional Lenders Association Network of Australia means we have access to over 20 Home Lending Institutions, including all the major banks, some building societies and credit unions. Not only that, we also have access to some of the less traditional lenders. This means that in most circumstances you can trust us to find you the right lender to turn your dream into a reality. As a member of the Mortgage Industry Association of Australia (MIAA), Westlawn’s mortgage professionals are subject to an Industry Code of Practice requiring professionalism, ethical behaviour & transparency.

Whether you’re a first home buyer, a seasoned property investor or just looking to update or re-finance your existing home loan, our experienced mortgage professionals are all you need to take you through the process from beginning to end.

Why choose Westlawn?

At Westlawn, we:

• Offer a personalised and friendly service; locally owned and managed and built on family values.
• Offer a wider range of home loans than banks, building societies and credit unions with flexible loan terms, reduced interest rates and no or minimal fees.
• Offer mortgage professionals with years of experience in the home lending market.
• Structure your home loan finance to best suit your needs.
• Will help you complete and lodge your First Home Owners Grant application if you’re a first home buyer.
• Make the whole home-buying process as stress-free as possible.
• Can save you time and money, in most circumstances.
• Conveniently located throughout Northern NSW.

What should I bring to my Home Loan interview?

Coming prepared for your home loan interview can help speed up the loan approval process. Your loan will be approved faster if you are organised and know what is required.

• Latest copies of existing loan statements; in addition, if you are refinancing, copies of your current home loan statements for the past six months.
• Latest copies of credit card statements showing your credit limits.
• Most recent pay-slips to ensure your details are current.
• If available, your last two years tax returns or group certificates.
• If you are self-employed, the last two years profit and loss statements, balance sheets and tax returns.
• Savings account statements for last 6 months.
• If you have selected a home, a copy of the contract of sale, or if you are refinancing, a copy of the certificate of title or latest rates notice.